Record where every account, wallet and asset is and how to reach it. Seal it to your kids. It stays yours alone — until you go quiet long enough. Then it unseals, to them and no one else.
Your wealth is scattered across banks, brokerages, super, a wallet or two, an exchange, a property title, a life-insurance policy nobody remembers. You hold it all in your head. If something happens to you, your family is left guessing — and what they can't find, they lose. Billions in crypto alone sits frozen forever behind keys no one else ever knew existed.
Seed phrases, 2FA, the exchange login — if only you know them, they're gone the moment you are.
Even simple accounts get lost when nobody knows they exist or which bank holds what.
A will sits with a third party, updates cost money, and it still can't hand over a wallet key safely.
“Seed is in the safe, code 1234.” “Super is with X, login in the family manager.” A map to the key — never the live key itself.
Add your children or partner by @handle or identity. Leave a letter for them, if you like.
3, 6, 9 or 12 months. Signing in says “I’m here” and resets the clock. You’re always in control while you’re around.
Miss the window, then a 14-day grace (any sign-in cancels it). Only then does it open, to your heirs and no one else.
Legacy Vault is sealed with vetKeys on the Internet Computer — encryption that lives on-chain, not on a company's server. It's cryptographically arranged so the vault can only ever open to your heirs' identity, and only after your silence is confirmed. Not a lawyer, not a bank, not networth.cloud — literally no one else can read it. A password manager is a company you're trusting; this is a rule the network enforces.
The golden rule: pointers, not secrets. Store “where the key is and how to reach it”, not a live seed phrase. The safest heirloom is a map to the key — so even in the rare worst case, there's no single copy of your secrets anywhere.
Without a plan, they're usually lost for good — no one knows the wallets exist, where the keys are, or how to log in. Legacy Vault records where everything is and how to reach it, and releases that map to your heirs if you go silent past your chosen window.
Only you, while you're active — it's encrypted to your identity with vetKeys. It unseals to your nominated heirs, and no one else (not a lawyer, a bank, or us), and only after you've been silent past your window plus a 14-day grace period.
You're fine. Every sign-in is an “I'm here” that resets the clock. Even during the final 14-day grace, a single sign-in from you cancels the release immediately.
Their own free Internet Identity — the same simple sign-in you use (Google, Apple or a passkey; no seed phrase). When the vault releases, they'll see it waiting for them under “Left to you”.
No. It's encrypted on-chain and keyed to your identity. networth.cloud can't read your vault — the privacy is enforced by the network, not promised by us.
Legacy Vault is a Pro feature and is included with your free trial. The core net-worth tracker is free, always.
Ten minutes today can spare the people you love a fortune in confusion later. Start your Legacy Vault free.